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Today's National Mortgage Rates

Type	Range	Rate	Points	APR
30 - Year Fixed	Minimum	4.88%	0.00	%
	Average	5.46%	0.62	5.57%
	Maximum	7.00%	2.00	7.06%

15 - Year Fixed	Minimum	4.25%	0.00	%
	Average	4.80%	0.62	4.98%
	Maximum	6.75%	2.00	6.84%

1 - Year ARM	Minimum	2.13%	0.00	%
	Average	3.51%	0.58	3.90%
	Maximum	6.38%	2.00	5.89%

The interest rate statistics were obtained from Freddie Mac's Primary Mortgage Survey(PMMS).*

Last 6 Months Monthly average calculated on the 1st week of each month.
	Nov '05	Oct '05	Sep '05	Aug '05	Jul '05	Jun '05
30yr	6.31%	5.98%	5.71%	5.82%	5.62%	5.62%
1yr ARM	5.09%	4.77%	4.48%	4.47%	4.33%	4.26%

Last 5 Years Yearly average calculated on the 1st week of August.
	2005	2004	2003	2002	2001
30yr	5.82%	5.99%	6.34%	6.43%	7.00%
1yr ARM	4.47%	4.08%	3.80%	4.45%	5.77%

*Freddie Mac's PMMS has evolved into the foremost reliable, representative source of regional and national mortgage rate trends and is relied upon by the mortgage industry and the public in gauging market conditions and evaluating mortgage loan options. All of Freddie Mac's five regions are represented, as well as a national average. The average contract rate and average number of points is reported for each of the three loan products as well as average margin for one-year Treasury-indexed ARMs.

Mortgage Calculator:

How to calculate your monthly mortgage payment using this mortgage calculator

Monthly Payment per Thousand of Loan Amount for a 30 Year Fixed Loan:
To find your payment, simply multiply the $ number by the number of thousands in your loan.

Example: For a $100,000 loan at 5%, multiply $5.37 by 100 = $537 per month.
For a $100,000 loan at 6% = $600 per month.
For a $100,000 loan at 8%, = $734 per month.

Interest Rate:

4.5%

5.5%

6.5%

8.5%

9.5%

10%

11%

12%

13%

4.77

5.07

5.37

5.68

6.00

6.33

6.66

7.34

7.69

8.05

8.78

9.53

10.29

11.07

11.85

Payment per $1,000.00 of loan amount for a 30 year fixed loan

Mortgage Payments Calculator


	Calculate your biweekly & monthly payment for different loan amounts, interest rates and amortization terms.


Loan Amount:	$	Term (years):

Interest Rate:	%	Show table?:

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